Essential documents to collect and verify before you pay token money or sign a sale agreement.
Missing documents are one of the most common reasons property deals get delayed or fall through. Use this checklist during due diligence — whether you are buying in Ludhiana, Delhi, or any other city in India.
Seller identity and ownership
Sale deed or title document in the seller's name, government ID and address proof of all owners, and succession/legal heir documents if the property was inherited.
Power of attorney (if someone else is signing on behalf of the owner) must be registered and valid.
Legal and revenue records
Encumbrance certificate for at least 13–15 years, property tax receipts, mutation/transfer records, and approved layout or building plan from the local authority.
For agricultural land converted for residential use, check conversion orders and applicable permissions.
Society and apartment-specific papers
Share certificate, society NOC for sale, maintenance dues statement, and parking allotment letter if applicable.
Review pending litigation or special assessments with the managing committee.
Loan and payment records
If the property is mortgaged, obtain the bank's outstanding loan statement and process for lien release at the time of registration.
Keep all payment proofs — never rely on verbal assurances alone.
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